ABOUT • MORTGAGE GUIDANCE • TEACHER’S HEART

Simple, strategic, calm.

My job is to make sure you understand your options, feel confident in your decision, and move forward with a structure that supports your long-term goals.

Steve Combs

How I work

I focus on clarity first: what you’re trying to accomplish, what matters most, and what structure best supports that outcome.

Whether you’re buying or refinancing, you’ll get direct guidance, proactive communication, and a process built to stay calm under pressure.

Want help with your next decision?

Start with a clear plan conversation, or apply now if you’re ready to move.